Initial Consultation:   No cost*

 Preparation of full financial plan:   No cost*

Includes detailed needs analysis & recommendations for:

• Risk Management
• Employee Benefits
• Retirement Planning
• General Investment Planning
• Education Planning Strategies
• Tax Planning**
• Estate Planning**
• General Personal Finance

Ongoing Guidance & Management, Client Reviews:   No cost*

• Meeting notes & recaps provided after every meeting
• Quarterly/Semi Annual/ Annual Meetings (client preference)

* I will receive compensation from the sale of an insurance product or security if you choose to implement some or all of my recommendations.

**Registered Representatives of Equity Services, Inc. do not offer tax or legal advice. For advice concerning your own situation please consult your appropriate professional advisor.